Employee Benefits

Employees may access the benefits portal to verify their benefit elections online.

Your username is the first initial of your first name, up to the first six characters of your last name, and the last four of your Social Security Number (SSN). For example: If your name is Jane Anderson and the last four digits of your SSN are 1234, your username would be janders1234. Your default password is your birthdate in YYYYMMDD format, e.g, if your birthdate is August 14, 1962, your password would be 19620814. At your initial login, you will be prompted to change your password.

Employee Benefits

The City of Frederick offers competitive benefits to eligible employees including a variety of insurance plan offerings and competitive paid leave offerings. View a summary of employee benefits (PDF).

Insurance & Voluntary Benefits

  • Dental Plans: Eligible City employees may choose from two dental insurance plans.
  • Medical Plans: Eligible City employees may choose from three medical insurance plans through CIGNA. Medical Plans Comparison Chart
  • Premium Rates effective July 1, 2020: FY21 Bi-Weekly Premium Rates
  • Vision Plan: Eligible City employees may elect vision plan coverage through Eye Med.

Benefit Resources for City Retirees

MEDICAL BENEFIT RESOURCES:                                            DENTAL BENEFIT RESOURCES:                                      LIFE INSURANCE FORMS:
Medical Enrollment & Change Form                                        Dental Enrollment Form                                                       The Standard - Beneficiary Form
OAPIN Benefit Summary FY 2021                                             DHMO Plan Summary
OAPIN Summary of Benefits & Coverage                              Make The Most Of Your Dental Plan Brochure
OAP Benefit Summary FY 2021                                                 DHMO How to Find a Dentist 
OAP Summary of Benefits & Coverage                                  DPPO Plan Summary
HSA Benefit Summary FY 2021                                                 DPPO Transition of Care Customer FAQ Flyer
HSA Summary of Benefits & Coverage                                  DPPO How to Find a Dentist 
Dependent Verification Document
Medical Plans Comparison Chart

CHIP Notice
WHCRA Annual Notice
WHCRA Enrollment Notice