Employee Benefits

Employee Benefits

The City of Frederick offers competitive benefits to eligible employees including a variety of insurance plan offerings and competitive paid leave offerings. View a  summary of employee benefits (pdf). 

Insurance & Voluntary Benefits

  • Dental Plans: Eligible City employees may choose from two dental insurance plans.
  • Medical Plans: Eligible City employees may choose from three medical insurance plans through CIGNA. Medical Plans Comparison Chart
  • Premium Rates effective July 1, 2020: FY22 Bi-Weekly Premium Rates
  • Vision Plan: Eligible City employees may elect vision plan coverage through Eye Med.

Benefit Resources for City Retirees

MEDICAL BENEFIT RESOURCES:                                            DENTAL BENEFIT RESOURCES:                                      LIFE INSURANCE FORMS:
Medical Enrollment & Change Form                                        Dental Enrollment Form                                                       The Standard - Beneficiary Form
OAPIN Benefit Summary FY 2022                                              DHMO Plan Summary
OAPIN Summary of Benefits & Coverage                               Make The Most Of Your Dental Plan Brochure
OAP Benefit Summary FY 2022                                                  DHMO How to Find a Dentist 
OAP Summary of Benefits & Coverage                                   DPPO Plan Summary
HSA Benefit Summary FY 2022                                                  DPPO Transition of Care Customer FAQ Flyer
HSA Summary of Benefits & Coverage                                   DPPO How to Find a Dentist 
Dependent Verification Document
Medical Plans Comparison Chart

CHIP Notice
WHCRA Annual Notice
WHCRA Enrollment Notice